Mis-sold Mortgage

Are You Worried About Your Mortgage?

Ask yourself these questions:

• Was your mortgage suitable for you?

• Did your mortgage advisor properly establish your attitude to risk?

• Was any fact find completed during the sales process or did your adviser obtain comprehensive details of your financial situation?

• Were options for repaying the mortgage, such as a repayment vehicle discussed with you?

• Did your adviser not discuss that you would only be paying interest on your mortgage each month or how you would repay your mortgage when it finished?

• Did your adviser conduct an affordability assessment?

• When applying for your mortgage, were you asked to prove your income? Did your adviser encouraged you to take out what a ‘Self Cert’ or ‘Fast Track’ mortgage so that you did not need to prove your income?

• Did your adviser discuss how you would meet your mortgage payments once you retire?

• Were you sold a sub-prime mortgage when in fact there was nothing wrong with your credit history and you had never been refused credit before?



We can assess your mortgage and advise as to whether you have a valid claim against your Lender or Mortgage Broker/Adviser.