Traditionally, credit card companies have increased the card limit for customers who have maintained good repayment records on their accounts.

This can be a good thing, however in many instances proper affordability checks have not been undertaken as to whether the customer can really afford an increase in their credit limit.

As a consequence accounts default and charges ensure where as previously good customers struggle to maintain payments under the new limit.

Even in cases where payments continue to be made on time, customers my still struggle in paying priority debts or have to take out additional lending to meet their monthly credit card payments.

If this sounds familiar, it may be worth completing our simple enquiry form as you might be eligible for a cash settlement just like the thousands of individuals whom we have helped to get compensation.